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In the United States, cryptocurrency is legal. There are several cryptocurrency exchanges based in the U.S., and banks and other financial companies have begun offering programs that help people get their hands on crypto. Most of the interest has been in Bitcoin and Ethereum, though sentiment is changing.
In 2008, a person (or possibly a group of persons since identity remains unknown) named Satoshi Nakamoto invented the cryptocurrency called Bitcoin (BTC). Bitcoin up to now remains a decentralized digital currency, meaning the trading is done peer-to-peer without the need of an intermediary such as banks.